Investor toolkit
FIRE Calculator
Estimate the portfolio needed to support annual spending in retirement.
All calculators
FIRE target: $1,500,000.00. Amount remaining: $1,250,000.00
Estimated results
- FIRE target
- $1,500,000.00
- Portfolio implied by annual expenses and withdrawal rate.
- Amount remaining
- $1,250,000.00
- Additional invested assets needed to reach the estimate.
For educational estimates only. Results are not investment, legal, or tax advice.
Visualize the estimate
Progress toward the FIRE target
Current investments compared with the portfolio target implied by the withdrawal rate.
- Current investments
- FIRE target
Current investments cover 17% of the estimated $1,500,000 target.
Current investments cover 17% of the estimated $1,500,000 target.
View chart data
| Goal | Current investments |
|---|---|
| Current investments | $250,000.00 |
Understand the estimate
What this calculator tells you
The target is the portfolio size implied by the selected annual withdrawal rate; the gap compares that target with current investments.
Formula and assumptions
Formula: FIRE target = annual expenses ÷ withdrawal rate.
Assumptions
- Annual expenses and the withdrawal rate remain constant in real terms.
- The estimate does not model taxes, Social Security, pensions, sequence risk, or future savings.
