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Smart Investors Daily
LO

NYSE · LOB

Live Oak Bancshares, Inc.

Financial Services · Banks - Regional

$39.25

Up+$0.10 (+0.24%)

Updated Sep 13, 2026, 4:04 PM

SID Score

5.0/10

Composite research score

Smart Money

Institutional and insider signal

Market cap
1.62B
P/E ratio
23.19
Dividend yield
0.31%
52-week range
$31.11 – $44.53
Volume
186.63K
Avg. volume
277.4K

Price performance

LOB price history

1M range · 19 trading sessions · Daily adjusted prices

LOB closed at $39.25 after 19 trading sessions, down 9.33% for the selected period.

Last close
$39.25
Period change
-9.33%
Period low
$38.65
Period high
$43.29
Daily close
View OHLC price history
LOB OHLC price history, latest 40 sessions
DateOpenHighLowCloseVolume
Sep 11, 2026$39.76$39.76$38.745$39.25186.63K
Sep 10, 2026$38.63$39.16$38.22$39.16196.43K
Sep 9, 2026$39.01$39.15$38.19$38.90219.93K
Sep 8, 2026$39.40$39.70$39.11$39.35173.64K
Sep 4, 2026$39.23$39.94$39.22$39.61196.02K
Sep 3, 2026$39.89$40.28$39.54$39.56177.91K
Sep 2, 2026$39.00$40.03$38.855$39.51263.83K
Sep 1, 2026$39.05$39.48$38.58$38.65211.48K
Aug 31, 2026$40.02$40.06$39.28$39.39162.95K
Aug 28, 2026$40.15$40.3744$39.66$40.13178.37K
Aug 27, 2026$39.51$40.00$38.96$39.98176.78K
Aug 26, 2026$40.11$40.128$39.723$39.99130.32K
Aug 25, 2026$40.53$40.53$39.64$39.99163.29K
Aug 24, 2026$41.04$41.37$40.25$40.30180.46K
Aug 21, 2026$41.06$41.06$40.22$40.98218.06K
Aug 20, 2026$40.55$40.92$40.20$40.73184.75K
Aug 19, 2026$42.78$43.53$40.785$40.89305.35K
Aug 18, 2026$43.42$43.755$42.15$42.60186.95K
Aug 17, 2026$43.01$43.705$42.7401$43.29245.29K

Latest LOB news

The latest Smart Investors Daily articles mentioning LOB.

LOB research

Overview

Company profile and research snapshot.

Company profile

Live Oak Bancshares Inc operates as the bank holding company for the Live Oak Banking Company. The company specializes in lending and deposit-related services to small businesses nationwide. The company identifies and extends lending to credit-worthy borrowers both within specific industries, also called verticals, through expertise within those industries, and more broadly to select borrowers outside of those industries. A portion of the loans originated by the Bank are partially guaranteed by the Small Business Administration under the 7(a) Loan Program and the U.S. Department of Agriculture Rural Energy for America Program, Water and Environmental Program, Business and Industry and Community Facilities loan programs.

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Analyst outlook

Consensus and target data currently published for this company.

Consensus
Average target
$42.33
Implied upside
Analysts
LOB recent ratings
DateFirmRatingTarget
Aug 19, 2026Cantor FitzgeraldNeutral
Jul 27, 2026TD CowenBuy
Jul 24, 2026Keefe, Bruyette & WoodsOutperform
Jul 15, 2026Cantor FitzgeraldNeutral
Apr 27, 2026TD CowenBuy
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Yahoo · Sep 2, 2026

What Live Oak Bancshares (LOB)'s Shrinking EPS Despite Rising Revenue Means For Shareholders

Recent analysis of Live Oak Bancshares highlighted that its average net interest margin of 3.3% trails many peers, while earnings per share have fallen each year over the past five years despite double‑digit revenue growth. This unusual combination of rising revenue but shrinking earnings has raised fresh questions about the bank’s business model efficiency and overall risk profile. We’ll now examine how concerns about Live Oak’s relatively low net interest margin could influence its...

Yahoo · Sep 2, 2026

Live Oak Bancshares (LOB) Stock Could Be 46% Undervalued On Earnings Strength

Live Oak Bancshares has delivered a decline of 32.5% over the past five years, yet current valuation checks suggest the stock may now trade at a discount to its estimated worth. The Excess Returns intrinsic value estimate and the market based multiples both point to Live Oak Bancshares as undervalued, which sits alongside a mixed overall value score. The 32.5% share price decline over five years leaves recent long term holders with losses, which can create more room for valuation driven...

Yahoo · Sep 2, 2026

Why Live Oak Bancshares (LOB) Is Back In The Spotlight

Event overview and why Live Oak Bancshares matters now Recent analysis highlighting Live Oak Bancshares (LOB) low 3.3% net interest margin and an 8.6% annual decline in EPS over five years has renewed attention on the stock's risk profile. Live Oak Bancshares shares have eased in the short term, with the 1 month share price return down 9.7% and the 7 day share price return down 3.4%. However, the 90 day share price return of 7.3% and year to date share price return of 11.4% show earlier...

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