Needham Reiterates Buy Rating on Upstart Holdings, Inc. (UPST)

Market Context

Upstart Holdings, Inc. operates in the Financial Services sector. The stock currently trades at $21.37 with a market capitalization of $4.8B. The stock has declined 55.2% over the past 52 weeks.

Analyst coverage from Needham provides professional research and price targets that many institutional investors reference when making allocation decisions. The consensus of analyst opinions — along with the range of price targets — helps frame market expectations for Upstart Holdings, Inc.

Analyst ratings and price targets are one input among many for investment decisions. Historical studies show that consensus analyst recommendations have mixed predictive power on their own, but significant changes in consensus — such as multiple upgrades or downgrades in a short period — can be more meaningful signals.

Recent Analyst Activity for Upstart Holdings, Inc.

Among the 10 most recent ratings: 7 Buy, 2 Hold, 1 Sell.

Date	Firm	Rating	Price Target
Nov 03, 2026	Needham	Buy	N/A
Nov 03, 2026	BTIG	Buy	N/A
Oct 15, 2026	Citizens	Market Underperform	N/A
Oct 13, 2026	Goldman Sachs	Neutral	N/A
Sep 22, 2026	BTIG	Buy	N/A

Related Tools: Analyst Ratings Dashboard | View UPST Stock Page