SeekingAlpha · Aug 6, 2026
Upstart: 27% Short Interest, GAAP Profitability, And 42% Growth
Upstart management reaffirmed $1.3 billion revenue guidance and a 21% adjusted EBITDA margin for 2026. Read why UPST stock is a Hold.
UP
NASDAQ · UPST
Upstart Holdings, Inc.
Financial Services · Financial - Credit Services
$30.43
Down-$0.54 (-1.74%)
Updated Aug 15, 2026, 6:11 AM
SID Score
4.5/10
Composite research score
Smart Money
58/100
Neutral
- Market cap
- 4.78B
- P/E ratio
- 147.53
- Dividend yield
- 0.00%
- 52-week range
- $23.97 – $76.95
- Volume
- 2.97M
- Avg. volume
- 6.86M
Price performance
UPST price history
1M range · 21 trading sessions · Daily adjusted prices
UPST closed at $30.43 after 21 trading sessions, up 3.12% for the selected period.
- Last close
- $30.43
- Period change
- +3.12%
- Period low
- $26.60
- Period high
- $31.09
Daily close
View OHLC price history
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Aug 14, 2026 | $31.00 | $31.36 | $30.25 | $30.43 | 2.97M |
| Aug 13, 2026 | $29.19 | $31.35 | $29.13 | $30.97 | 4.85M |
| Aug 12, 2026 | $30.03 | $30.45 | $28.66 | $29.10 | 4.55M |
| Aug 11, 2026 | $29.98 | $30.38 | $29.075 | $29.89 | 3.68M |
| Aug 10, 2026 | $30.80 | $30.95 | $30.10 | $30.21 | 3.7M |
| Aug 7, 2026 | $30.235 | $31.115 | $29.69 | $31.09 | 4.45M |
| Aug 6, 2026 | $29.267 | $31.02 | $29.18 | $29.71 | 5.04M |
| Aug 5, 2026 | $34.595 | $34.69 | $29.95 | $30.20 | 12.33M |
| Aug 4, 2026 | $29.68 | $30.89 | $29.68 | $30.32 | 7.82M |
| Aug 3, 2026 | $28.04 | $29.68 | $28.00 | $29.43 | 4.78M |
| Jul 31, 2026 | $26.84 | $27.69 | $26.20 | $27.44 | 3.32M |
| Jul 30, 2026 | $26.52 | $27.175 | $25.89 | $27.04 | 4.08M |
| Jul 29, 2026 | $27.53 | $27.6775 | $26.34 | $26.60 | 5.1M |
| Jul 28, 2026 | $27.49 | $27.89 | $26.25 | $27.82 | 3.65M |
| Jul 27, 2026 | $27.765 | $28.435 | $27.42 | $27.49 | 3.12M |
| Jul 24, 2026 | $28.275 | $28.45 | $26.802 | $26.93 | 3.88M |
| Jul 23, 2026 | $28.005 | $28.17 | $26.93 | $27.59 | 3.39M |
| Jul 22, 2026 | $28.96 | $29.04 | $28.41 | $28.64 | 2.54M |
| Jul 21, 2026 | $28.66 | $29.92 | $28.50 | $29.27 | 2.67M |
| Jul 20, 2026 | $29.505 | $29.505 | $28.33 | $28.82 | 2.75M |
| Jul 17, 2026 | $29.75 | $30.26 | $28.97 | $29.51 | 4.17M |
Latest UPST news
The latest Smart Investors Daily articles mentioning UPST.
Stock researchCompany · Overview
UPST research
Overview
Company profile and research snapshot.
Company profile
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar loans.
Visit company websiteAnalyst outlook
Consensus and target data currently published for this company.
- Consensus
- Buy
- Average target
- $49.25
- Implied upside
- —
- Analysts
- 20
| Date | Firm | Rating | Target |
|---|---|---|---|
| Aug 5, 2026 | Needham | Buy | — |
| Aug 5, 2026 | Piper Sandler | Overweight | — |
| Aug 5, 2026 | BTIG | Buy | — |
| Jul 22, 2026 | Citigroup | Buy | — |
| Jul 9, 2026 | Goldman Sachs | Neutral | — |
News briefing
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SeekingAlpha · Aug 5, 2026
Upstart Holdings, Inc. 2026 Q2 - Results - Earnings Call Presentation
2026-08-05. The following slide deck was published by Upstart Holdings, Inc.
Benzinga · Aug 5, 2026
Upstart Shows Record Loan Origination Growth, Stock Soars
Upstart reported strong second-quarter results as revenue, loan originations, AI underwriting improvements, and funding capacity expanded significantly.
Benzinga · Aug 5, 2026
These Analysts Increase Their Forecasts On Upstart After Upbeat Q2 Results
Upstart Holdings Inc. (NASDAQ:UPST) reported upbeat Q2 results, beating earnings and revenue estimates. Analysts raise price targets, stock up 12%.
AI research layers
Interpretive context generated from the platform’s current data sources.
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