- SID Score
- 7.3/10
- Fair value
- $305.61
- Generated
- Sep 17, 2026
- Model
- claude-haiku-4-5-20251001
Bank of America Corporation PFD SER B 7% (BACRP) is a preferred stock security trading at $300.00 with a market capitalization of $1.79 trillion, offering a 7% coupon rate characteristic of fixed-income preferred shares. The SID Score of 7.3/10 indicates moderate investment quality, with fair value estimated at $305.61, suggesting approximately 1.9% upside potential. The stock carries a Buy consensus from analysts, though with limited near-term catalysts evident from available data.
BACRP's valuation metrics present a mixed picture, with a P/E ratio of 13.74 indicating reasonable valuation relative to earnings, though this metric is less relevant for preferred shares given their fixed-income nature. The dividend yield of 0.02% appears anomalously low and likely reflects data inconsistency, as preferred shares typically offer yields aligned with their coupon rates; the 7% coupon rate is the primary income component for this security. Across key fundamental categories—Value, Growth, Profitability, and Dividends—the stock received C grades, suggesting middling performance without standout characteristics in any particular dimension.
Technical analysis indicators are unavailable for BACRP, as both the 50-day and 200-day moving averages returned no data, and the RSI(14) metric is similarly absent. This lack of technical data limits momentum assessment and trend identification, making price action analysis impossible with current information. The absence of these indicators suggests limited historical price data or that this preferred share may trade infrequently, which warrants caution regarding liquidity considerations.
Analyst & Insider Sentiment
Recent insider activity shows mixed signals with CEO Brian T. Moynihan executing a near-equal sell (2.7 million shares) and buy (2.72 million shares) transaction on the same date, suggesting portfolio rebalancing rather than directional conviction. Geoffrey S. Greener's substantial sell of 1.37 million shares on May 5, 2026, contrasts with Maria T. Zuber's modest buy of 73,105 shares on May 4, indicating divided opinion among leadership regarding valuation. The analyst consensus of Buy with no specified price target provides limited guidance for investment decisions.
As a preferred share in the financial services sector, BACRP carries inherent interest rate risk; rising rates could compress valuations despite the fixed 7% coupon, particularly if competing fixed-income securities offer higher yields. The massive market capitalization of $1.79 trillion reflects Bank of America's systemic importance, introducing regulatory and macroeconomic sensitivity, especially to credit cycles and economic downturns. The neutral news sentiment combined with insufficient financial data for analysis prevents identification of specific company-level risks or recent developments affecting valuation.
BACRP represents a moderate-risk, income-focused investment suitable for conservative investors seeking Bank of America's credit-backed 7% coupon payments with potential 1.9% price appreciation to fair value. The Buy consensus and middling SID Score of 7.3/10 suggest the security is appropriately valued without compelling upside, making it an adequate holding for those seeking dividend income over capital appreciation. However, investors should verify liquidity conditions given the absence of technical data and consider the interest rate environment, as rising rates pose the primary downside risk to preferred share valuations.
