Rating Change
Citigroup analysts reiterated a Buy rating on Upstart Holdings, Inc. (NASDAQ:UPST) on July 22, 2026.
reiterateNASDAQ:UPST
Citigroup Reiterates Buy Rating on Upstart Holdings, Inc. (UPST)
Rating Change Citigroup analysts reiterated a Buy rating on Upstart Holdings, Inc. (NASDAQ:UPST) on July 22, 2026. Market Context Upstart Holdings, Inc.
Market Context
Upstart Holdings, Inc. operates in the Financial Services sector. The stock currently trades at $28.64 with a market capitalization of $4.8B. The stock has declined 61.8% over the past 52 weeks.
Analyst coverage from Citigroup provides professional research and price targets that many institutional investors reference when making allocation decisions. The consensus of analyst opinions — along with the range of price targets — helps frame market expectations for Upstart Holdings, Inc..
Analyst ratings and price targets are one input among many for investment decisions. Historical studies show that consensus analyst recommendations have mixed predictive power on their own, but significant changes in consensus — such as multiple upgrades or downgrades in a short period — can be more meaningful signals.
Recent Analyst Activity for Upstart Holdings, Inc.
Among the 10 most recent ratings: 9 Buy, 1 Hold, 0 Sell.
| Date | Firm | Rating | Price Target |
|---|---|---|---|
| Jul 22, 2026 | Citigroup | Buy | N/A |
| Jul 09, 2026 | Goldman Sachs | Neutral | N/A |
| Jul 07, 2026 | Needham | Buy | N/A |
| Jul 07, 2026 | BTIG | Buy | N/A |
| Jun 15, 2026 | Needham | Buy | N/A |
Related Tools: Analyst Ratings Dashboard | View UPST Stock Page
Frequently Asked Questions
What does a Buy rating mean for UPST?
A Buy rating from Citigroup reflects the analyst's outlook on Upstart Holdings, Inc. (NASDAQ:UPST). Analyst ratings are one factor investors consider alongside earnings, valuation, and sector trends.
Where can I find more analyst ratings?
Browse recent upgrades and downgrades on our Analyst Ratings Dashboard or the UPST forecast page.