Rating Change
Citizens reiterated its Market Underperform rating on Upstart Holdings, Inc. (NASDAQ:UPST) on October 15, 2026.
reiterateNASDAQ:UPST
Citizens Reiterates Market Underperform Rating on Upstart Holdings, Inc. (UPST)
Citizens reiterated its Market Underperform rating on Upstart Holdings, Inc. (NASDAQ:UPST) on October 15, 2026.
At publication ·
What changed
Upstart Holdings, Inc. (NASDAQ:UPST) · reiterate
- Firm
- Citizens
- Rating
- Market Underperform to Market Underperform
- Price at event
- $23.21
- Market capitalization
- $4.8B
At a glance
Key takeaways
- Citizens reiterated a Market Underperform rating on Upstart Holdings (UPST) on October 15, 2026.
Market Context
Upstart Holdings, Inc. operates in the Financial Services sector. The stock currently trades at $23.21 with a market capitalization of $4.8B. The stock has declined 54.9% over the past 52 weeks.
Analyst coverage from Citizens provides professional research and price targets that many institutional investors reference when making allocation decisions. The consensus of analyst opinions — along with the range of price targets — helps frame market expectations for Upstart Holdings, Inc.
Analyst ratings and price targets are one input among many for investment decisions. Historical studies show that consensus analyst recommendations have mixed predictive power on their own, but significant changes in consensus — such as multiple upgrades or downgrades in a short period — can be more meaningful signals.
Recent Analyst Activity for Upstart Holdings, Inc.
Among the 10 most recent ratings: 6 Buy, 3 Hold, 1 Sell.
| Date | Firm | Rating | Price Target |
|---|---|---|---|
| Oct 15, 2026 | Citizens | Market Underperform | N/A |
| Oct 13, 2026 | Goldman Sachs | Neutral | N/A |
| Sep 22, 2026 | BTIG | Buy | N/A |
| Sep 09, 2026 | Loop Capital | Hold | N/A |
| Aug 05, 2026 | Needham | Buy | N/A |
Related Tools: Analyst Ratings Dashboard | View UPST Stock Page
Frequently Asked Questions
What does the Market Underperform rating mean for UPST?
A rating of Market Underperform from Citizens reflects the analyst's outlook on Upstart Holdings, Inc. (NASDAQ:UPST). Analyst ratings are one factor investors consider alongside earnings, valuation, and sector trends.
Where can I find more analyst ratings?
Browse recent upgrades and downgrades on our Analyst Ratings Dashboard or the UPST forecast page.