Fintel · Nov 13, 2026
SA
NASDAQ · SAN
Banco Santander, S.A.
Financial Services · Banks - Diversified
$12.21
Up+$0.08 (+0.66%)
Updated Nov 14, 2026, 1:16 PM
SID Score
6.5/10
Composite research score
Smart Money
54/100
Neutral
- Market cap
- 170.85B
- P/E ratio
- 10.74
- Dividend yield
- 1.80%
- 52-week range
- $10.05 – $15.05
- Volume
- 4.49M
- Avg. volume
- 3.39M
Price performance · SAN
SAN price history
1M range · 21 trading sessions · Daily adjusted prices
Prices through Nov 13, 2026
SAN closed at $12.21 after 21 trading sessions, down 8.20% for the selected period.
- Last close
- $12.21
- Period change
- -8.20%
- Period low
- $11.19
- Period high
- $13.30
Daily close
View OHLC price history
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Nov 13, 2026 | $12.15 | $12.21 | $12.145 | $12.21 | 4.49M |
| Nov 12, 2026 | $12.32 | $12.34 | $12.09 | $12.13 | 8.24M |
| Nov 11, 2026 | $12.39 | $12.515 | $12.36 | $12.48 | 4.45M |
| Nov 10, 2026 | $12.63 | $12.68 | $12.465 | $12.56 | 7.58M |
| Nov 9, 2026 | $12.34 | $12.50 | $12.275 | $12.46 | 8.63M |
| Nov 6, 2026 | $11.73 | $11.89 | $11.70 | $11.74 | 9.02M |
| Nov 5, 2026 | $12.25 | $12.285 | $11.89 | $12.01 | 14.22M |
| Nov 4, 2026 | $12.10 | $12.17 | $11.955 | $12.07 | 7.93M |
| Nov 3, 2026 | $11.47 | $11.5167 | $11.31 | $11.34 | 6.73M |
| Nov 2, 2026 | $11.46 | $11.62 | $11.435 | $11.46 | 10.92M |
| Oct 30, 2026 | $11.38 | $11.39 | $11.12 | $11.19 | 10.25M |
| Oct 29, 2026 | $11.71 | $11.82 | $11.66 | $11.75 | 11.98M |
| Oct 28, 2026 | $12.00 | $12.03 | $11.63 | $11.69 | 14.88M |
| Oct 27, 2026 | $12.39 | $12.50 | $12.33 | $12.47 | 8.78M |
| Oct 26, 2026 | $12.39 | $12.44 | $12.25 | $12.37 | 14.26M |
| Oct 23, 2026 | $12.745 | $12.89 | $12.66 | $12.84 | 6.69M |
| Oct 22, 2026 | $12.93 | $13.025 | $12.82 | $12.90 | 6.71M |
| Oct 21, 2026 | $13.37 | $13.42 | $13.21 | $13.29 | 5.89M |
| Oct 20, 2026 | $13.02 | $13.34 | $13.02 | $13.13 | 6.64M |
| Oct 19, 2026 | $13.12 | $13.175 | $12.9901 | $13.02 | 4.37M |
| Oct 16, 2026 | $13.55 | $13.575 | $13.24 | $13.30 | 5.33M |
Latest SAN news
The latest Smart Investors Daily articles mentioning SAN.
Stock researchCompany · Overview
Company
Market Activity
Research & News
SAN research
Overview
Company profile and research snapshot.
Company profile
Santander's focus is on retail and commercial banking. Latin America is geographically the most significant operation, with Brazil making the largest contribution. Its continental European business is mainly in Spain and Portugal. Santander's UK presence is the result of its acquisition of Abbey building society. In the US, Santander operates a vehicle finance business and a regional bank focused on the Northeastern states.
Visit company websiteAnalyst outlook
Consensus and target data currently published for this company.
- Consensus
- Buy
- Average target
- $3.00
- Implied upside
- —
- Analysts
- 13
| Date | Firm | Rating | Target |
|---|---|---|---|
| Sep 23, 2026 | ROTHSCHILD & CO REDBURN | Neutral | — |
| Sep 9, 2026 | ODDO BHF | Buy | — |
| Sep 7, 2026 | ALANTRA EQUITIES | Buy | — |
| Sep 3, 2026 | BESTINVER SECURITIES | Buy | — |
| Aug 31, 2026 | INTESA SANPAOLO EQUITY RESEARCH | Buy | — |
News briefing
Generated Nov 13, 2026, 9:23 PM
Why Is SAN Up Today?
Banco Santander shares edged higher by 0.66% today as the bank advances multiple strategic initiatives, including its acquisition of Santander Brasil and participation in a major blockchain consortium. The modest gains reflect investor optimism about long-term growth projects, though sentiment remains tempered by the complexity of the Brasil transaction.
Bottom line: Santander is navigating a pivotal period with significant strategic initiatives underway, from the transformative Brasil acquisition to participation in cutting-edge fintech consortiums. While the increased acquisition exchange ratio and execution complexity warrant monitoring, the bank's positioning in emerging markets and digital finance offers compelling long-term growth opportunities for investors with patience for near-term uncertainty.
Fintel · Nov 12, 2026
Banco Santander, S.A. Registers Capital Reduction of EUR 75,297,550
Fintel · Nov 12, 2026
Banco Santander, S.A. Announces 5% Increase in Exchange Ratio for Santander Brasil Offer
Yahoo · Nov 12, 2026
Sector Update: Financial Stocks Advance Premarket Thursday
Financial stocks were advancing premarket Thursday, with the State Street Financial Select Sector SP
AI research layers
Interpretive context generated from the platform’s current data sources.
Banco Santander Stock Performance
Banco Santander, S.A. (SAN) shares closed at $12.21, reflecting a notable pullback over recent periods. Per SID market data, the stock has declined 9.55% over the past month and 17.82% over the trailing three months, erasing a significant portion of its prior gains. Despite this short-term weakness, SAN has maintained a positive 12.63% return over the past twelve months. The stock currently trades below both its 50-day moving average of $13.43 and its 200-day moving average of $12.93, signaling a bearish technical posture. The 14-day RSI stands at 42.4, indicating the stock is approaching oversold territory without yet reaching it. According to Massive/Polygon data, average daily trading volume registers at approximately 3.39 million shares. SAN carries a beta of 0.959, suggesting volatility roughly in line with the broader market. The company's market capitalization stands at approximately $170.85 billion.
Banco Santander Valuation Analysis
Banco Santander trades at a price-to-earnings ratio of 10.74, per SID market data, positioning the bank at a modest valuation relative to the broader financial services sector. The stock's price-to-book ratio stands at 1.44, indicating the market values the company at a moderate premium above its book value. The PEG ratio registers at 2.25, suggesting the current earnings multiple may not be fully supported by the company's growth trajectory when measured on this metric. According to SEC filings, Banco Santander offers a dividend yield of approximately 1.86%, providing income-oriented investors with a modest return component. Within the financial services sector, SAN's valuation metrics reflect a bank trading at a discount to many global peers on a P/E basis while maintaining a reasonable price-to-book level. The combination of a sub-11 P/E and above-book valuation reflects market recognition of the bank's profitability alongside measured growth expectations.
Smart Money Activity for SAN
Banco Santander's composite smart money score stands at 54 out of 100, generating a neutral signal according to SID market data. The institutional component represents the strongest pillar of smart money activity, scoring 21.5 out of 25, indicating robust participation from large asset managers and fund complexes. According to 13F institutional filings, this high institutional score suggests sustained interest from professional money managers. The insider trading score registers at 12.5 out of 25, reflecting a moderate level of activity from company executives and directors per SEC Form 4 filings. Congressional trading activity scores at 12 out of 25, showing middling engagement from U.S. lawmakers holding or transacting SAN shares. The dark pool activity component scores lowest at 8.5 out of 25, indicating relatively limited off-exchange block trading in recent periods. The divergence between strong institutional positioning and weak dark pool activity suggests that large holders may be maintaining existing positions rather than actively accumulating or distributing shares at this price level.
Banco Santander Earnings Outlook
Banco Santander demonstrated earnings strength in its most recently reported quarter, posting actual earnings of $0.299 per share against a consensus estimate of $0.26, representing a positive surprise of $0.039, or approximately 15%, according to company earnings reports. In the preceding reported quarter, SAN delivered earnings of $0.29 per share. Looking ahead, analyst estimates project earnings of $0.28 per share for the upcoming reporting period dated May 4, 2026, per consensus data. Additional reporting dates are scheduled for July 22, July 29, and October 28, 2026. The pattern of earnings beats reflects Banco Santander's capacity to generate results above Wall Street expectations. The bank's trailing P/E of 10.74 combined with its recent earnings trajectory suggests the market has not fully priced in the bank's demonstrated earning power. Investors will monitor whether the positive surprise momentum carries into subsequent quarters as estimates are finalized.
Wall Street Analyst Ratings for SAN
Wall Street sentiment toward Banco Santander skews bullish based on recent analyst activity. According to SID consensus data, four of the five most recent ratings carry a Buy recommendation. ODDO BHF reiterated its Buy rating on September 9, 2026, while Bestinver Securities and Intesa Sanpaolo Equity Research each maintained their Buy ratings on September 3 and August 31, respectively. Notably, Alantra Equities upgraded SAN from Neutral to Buy on September 7, 2026, representing the only directional change among recent coverage updates. Rothschild & Co Redburn maintained a Neutral stance on September 23, serving as the lone non-bullish voice among the latest ratings per Wall Street analyst reports. The predominance of Buy ratings amid the stock's 17.82% three-month decline suggests analysts view the pullback as a potential entry opportunity rather than a fundamental deterioration. The upgrade from Alantra Equities is particularly notable given its timing during the recent price weakness, indicating valuation-driven conviction at current levels.
