Skip to main content
Smart Investors Daily
UNITEDHEALTH GROUP INCORPORATED (Delaware) logo

NASDAQ · UNH

UNITEDHEALTH GROUP INCORPORATED (Delaware)

Healthcare · Medical - Healthcare Plans

$372.95

Down-$1.66 (-0.45%)

Updated Sep 24, 2026, 12:43 AM

SID Score

7.0/10

Composite research score

Smart Money

49/100

Neutral

Market cap
305B
P/E ratio
17.38
Dividend yield
2.34%
52-week range
$255.97 – $461.62
Volume
4.5M
Avg. volume
8.77M

Price performance

UNH price history

1M range · 19 trading sessions · Daily adjusted prices

UNH closed at $372.95 after 19 trading sessions, down 7.00% for the selected period.

Last close
$372.95
Period change
-7.00%
Period low
$372.95
Period high
$401.01
Daily close
View OHLC price history
UNH OHLC price history, latest 40 sessions
DateOpenHighLowCloseVolume
Sep 22, 2026$381.39$381.39$372.41$372.954.5M
Sep 21, 2026$377.87$378.95$373.82$377.565.71M
Sep 18, 2026$375.29$378.49$372.42$376.908.62M
Sep 17, 2026$376.45$380.50$374.20$375.214.84M
Sep 16, 2026$375.90$380.22$373.63$375.264.42M
Sep 15, 2026$383.55$383.80$375.50$375.934.39M
Sep 14, 2026$381.44$386.46$379.2814$383.554.48M
Sep 11, 2026$390.42$391.73$375.90$379.097.48M
Sep 10, 2026$396.00$399.265$387.60$388.284.35M
Sep 9, 2026$405.17$406.53$378.0801$393.067.74M
Sep 8, 2026$392.40$403.885$390.44$400.847.05M
Sep 4, 2026$397.05$402.225$395.20$397.145.57M
Sep 3, 2026$400.02$405.16$395.3005$400.945.49M
Sep 2, 2026$399.27$401.14$396.51$399.663.27M
Sep 1, 2026$392.08$399.60$391.78$396.303.72M
Aug 31, 2026$393.52$394.49$387.71$389.415.75M
Aug 28, 2026$396.42$396.74$392.66$392.952.46M
Aug 27, 2026$396.87$399.88$393.77$395.053.67M
Aug 26, 2026$396.33$406.25$396.01$401.013.56M

Latest UNH news

The latest Smart Investors Daily articles mentioning UNH.

UNH research

Overview

Company profile and research snapshot.

Company profile

UnitedHealth Group is one of the largest private health insurers and provides medical benefits to about 51 million members globally, including 1 million outside the US as of December 2024. As a leader in employer-sponsored, self-directed, and government-backed insurance plans, UnitedHealth has obtained massive scale in medical insurance. Along with its insurance assets, UnitedHealth's Optum franchises help create a healthcare services colossus that spans everything from pharmaceutical benefits to providing outpatient care and analytics to both affiliated and third-party customers.

Visit company website

Analyst outlook

Consensus and target data currently published for this company.

Consensus
Buy
Average target
$387.80
Implied upside
Analysts
21
UNH recent ratings
DateFirmRatingTarget
Jul 21, 2026MizuhoOutperform
Jul 21, 2026JP MorganOverweight
Jul 20, 2026BarclaysOverweight
Jul 17, 2026RBC CapitalOutperform
Jul 17, 2026UBSBuy
Open full forecast

News briefing

No generated briefing is available yet.

Yahoo · Sep 23, 2026

Did UnitedHealth Name The Fix Before Its Stock Ran?

UnitedHealth Group (UNH) stock has risen about 40% since late March 2026, against close to 19% for the S&P 500. Read cold, that looks like a recovery nobody could have timed. It was not hidden. The company had said plainly, months before the shares turned, that it would give up members to rebuild margin.

Yahoo · Sep 23, 2026

UnitedHealth Group (UNH) Stock Trades At A Discount Despite A 21% Slide

UnitedHealth Group has seen its share price deliver mixed results in recent years, with shorter term gains sitting alongside a longer multi year decline. That uneven share price path puts the spotlight on a simple question for investors who follow UnitedHealth Group stock: whether the current valuation is backed up by its earnings power. Over the past 3 years the stock has declined 21.4%, which puts more weight on whether the earnings profile justifies where the shares trade today. Recent...

AI research layers

Interpretive context generated from the platform’s current data sources.

UnitedHealth Group Stock Performance

UnitedHealth Group shares closed at $372.95, declining 1.02% in the most recent session, per SID market data. The stock has underperformed over the near and medium term, falling 1.89% over the past month and 7.16% over the trailing three months. Despite this recent weakness, UNH has posted a 10.69% gain over the past twelve months. Technically, the stock is trading below its 50-day moving average of $403.39, indicating sustained short-term bearish momentum, though it remains above its 200-day moving average of $346.30, suggesting the longer-term uptrend is intact. The 14-day RSI reads 39.4, approaching oversold territory but not yet triggering a classic oversold signal. UNH carries a beta of 0.432, according to Massive/Polygon data, reflecting significantly lower volatility relative to the broader market. Average daily trading volume stands at approximately 8.77 million shares, indicating robust liquidity for institutional participants.

UnitedHealth Group Valuation Analysis

UnitedHealth Group currently trades at a price-to-earnings ratio of 17.38, according to SID market data, positioning the managed care giant at a moderate valuation within the healthcare sector. The company's price-to-book ratio stands at 3.19, reflecting the market's premium on UNH's substantial intangible assets and franchise value. Notably, the PEG ratio registers at -1.02, per SEC filings, driven by negative projected earnings growth expectations that reflect recent headwinds facing the company's profitability trajectory. UNH offers a dividend yield of approximately 2.59%, providing income-oriented investors with a meaningful cash return component. The company's market capitalization of approximately $305 billion underscores its position as the largest publicly traded healthcare company. The combination of a below-market P/E multiple and a negative PEG ratio suggests that consensus growth estimates have deteriorated, though the valuation on a trailing earnings basis remains within historical norms for the managed care industry.

Smart Money Activity for UNH

UnitedHealth Group's composite smart money score stands at 49 out of 100, reflecting a neutral overall signal, per SID market data. Institutional ownership sentiment scores a perfect 25 out of 25, indicating strong conviction among major asset managers as documented in 13F institutional filings. Congressional trading activity is also notable, scoring 15.6 out of 25, suggesting above-average legislative interest in UNH positions. In contrast, insider sentiment scores 0.0 out of 25, and dark pool activity registers at 8.8 out of 25, contributing to the mixed composite reading. SEC Form 4 filings reveal 12 insider transactions over the past 90 days, with insiders purchasing shares in 9 transactions versus only 3 sales. This 3-to-1 buy-to-sell ratio among corporate insiders is a noteworthy data point, suggesting that executives and directors have been net buyers during the stock's recent pullback. The divergence between the low insider sentiment score and the favorable buy-sell ratio warrants monitoring as additional filings become available.

UnitedHealth Group Earnings Outlook

UnitedHealth Group has demonstrated a consistent pattern of exceeding analyst expectations across its most recent quarterly results, per company earnings reports. In the most recently reported quarter, UNH delivered earnings per share of $6.38 against a consensus estimate of $4.85, representing a $1.53 positive surprise, the largest beat in the trailing four-quarter period. The prior quarter saw EPS of $7.23 versus an estimated $6.56, a $0.67 upside surprise. However, the quarter ending January 2026 produced EPS of only $2.11, barely exceeding the $2.10 estimate by $0.01, reflecting meaningful earnings pressure. Analyst estimates project EPS of $6.81 for the upcoming quarter, according to consensus data. The wide variance between quarters — ranging from $2.11 to $7.23 in reported EPS — highlights significant seasonality and potential one-time items impacting quarterly comparisons. The forward earnings trajectory remains a key focus for investors evaluating the stock's current valuation.

Wall Street Analyst Ratings for UNH

Wall Street analysts maintain a uniformly positive stance on UnitedHealth Group, per SID consensus data. In the most recent round of coverage updates following the company's latest earnings report, all five analysts reiterated their bullish ratings. Mizuho and RBC Capital both maintained Outperform ratings on July 21 and July 17 respectively, while JP Morgan and Barclays reaffirmed Overweight ratings on July 21 and July 20. UBS reiterated its Buy rating on July 17, according to Wall Street analyst reports. Notably, none of the five analysts changed their recommendation relative to their prior ratings, signaling sustained conviction despite the stock's 7.16% decline over the past three months. The absence of any downgrades or neutral ratings among recent coverage updates suggests the sell-side views the current price weakness as a potential entry point rather than a fundamental deterioration. The consensus remains decisively bullish with no Hold or Sell ratings among the most recent analyst actions reviewed.