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NASDAQ · UNH

UNITEDHEALTH GROUP INCORPORATED (Delaware)

Healthcare · Medical - Healthcare Plans

$376.32

Down-$0.34 (-0.09%)

Updated Oct 7, 2026, 9:46 PM

SID Score

7.1/10

Composite research score

Smart Money

40/100

Neutral

Market cap
305B
P/E ratio
17.38
Dividend yield
2.32%
52-week range
$255.97 – $461.62
Volume
5.04M
Avg. volume
8.77M

Price performance · UNH

UNH price history

1M range · 21 trading sessions · Daily adjusted prices

Prices through Oct 6, 2026

UNH closed at $376.32 after 21 trading sessions, down 6.12% for the selected period.

Last close
$376.32
Period change
-6.12%
Period low
$365.20
Period high
$400.84
Daily close
View OHLC price history
UNH OHLC price history, latest 40 sessions
DateOpenHighLowCloseVolume
Oct 6, 2026$379.03$380.41$373.70$376.325.04M
Oct 5, 2026$372.33$379.14$368.0501$378.585.83M
Oct 2, 2026$365.14$372.68$364.47$371.903.31M
Oct 1, 2026$367.99$371.86$362.60$365.203.94M
Sep 30, 2026$374.93$374.93$365.72$367.084.79M
Sep 29, 2026$374.88$376.59$371.33$374.943.29M
Sep 28, 2026$376.36$380.98$374.56$377.834.68M
Sep 25, 2026$375.95$379.17$371.17$376.594.08M
Sep 24, 2026$371.92$375.28$368.501$375.014.65M
Sep 23, 2026$370.89$372.61$366.00$371.293.86M
Sep 22, 2026$381.39$381.39$372.41$372.954.5M
Sep 21, 2026$377.87$378.95$373.82$377.565.71M
Sep 18, 2026$375.29$378.49$372.42$376.908.62M
Sep 17, 2026$376.45$380.50$374.20$375.214.84M
Sep 16, 2026$375.90$380.22$373.63$375.264.42M
Sep 15, 2026$383.55$383.80$375.50$375.934.39M
Sep 14, 2026$381.44$386.46$379.2814$383.554.48M
Sep 11, 2026$390.42$391.73$375.90$379.097.48M
Sep 10, 2026$396.00$399.265$387.60$388.284.35M
Sep 9, 2026$405.17$406.53$378.0801$393.067.74M
Sep 8, 2026$392.40$403.885$390.44$400.847.05M

Latest UNH news

The latest Smart Investors Daily articles mentioning UNH.

UNH research

Overview

Company profile and research snapshot.

Company profile

UnitedHealth Group is one of the largest private health insurers and provides medical benefits to about 51 million members globally, including 1 million outside the US as of December 2024. As a leader in employer-sponsored, self-directed, and government-backed insurance plans, UnitedHealth has obtained massive scale in medical insurance. Along with its insurance assets, UnitedHealth's Optum franchises help create a healthcare services colossus that spans everything from pharmaceutical benefits to providing outpatient care and analytics to both affiliated and third-party customers.

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Analyst outlook

Consensus and target data currently published for this company.

Consensus
Buy
Average target
$387.80
Implied upside
—
Analysts
21
UNH recent ratings
DateFirmRatingTarget
Jul 21, 2026MizuhoOutperform—
Jul 21, 2026JP MorganOverweight—
Jul 20, 2026BarclaysOverweight—
Jul 17, 2026RBC CapitalOutperform—
Jul 17, 2026UBSBuy—
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News briefing

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AI research layers

Interpretive context generated from the platform’s current data sources.

UnitedHealth Group Stock Performance

UnitedHealth Group shares closed at $376.32, reflecting a daily decline of approximately 1.02%, per SID market data. The stock has experienced notable short-term pressure, declining 5.58% over the past month and 11.59% over the trailing three months. Despite this recent weakness, UNH has delivered a 16.43% gain over the past twelve months, demonstrating longer-term resilience. The stock currently trades below its 50-day moving average of $392.90, indicating near-term bearish momentum, but remains well above its 200-day moving average of $349.54, which suggests the broader uptrend remains intact. The 14-day RSI sits at 53.2, placing UNH in neutral territory between overbought and oversold conditions, according to Massive/Polygon technical data. Average daily volume stands at approximately 8.77 million shares. The stock carries a beta of 0.432, reflecting significantly lower volatility than the broader market, consistent with its defensive healthcare sector positioning.

UnitedHealth Group Valuation Analysis

UnitedHealth Group currently carries a market capitalization of approximately $305 billion, maintaining its position as the largest company in the healthcare sector by market value, per SID market data. The stock trades at a price-to-earnings ratio of 17.38, which sits below the S&P 500 average and reflects a moderate valuation relative to the company's scale and earnings power. The price-to-book ratio stands at 3.19, according to SEC filings, indicating the market values UNH at more than three times its book value. The PEG ratio is negative at -1.02, suggesting complexities in forward growth estimates that warrant further examination. UnitedHealth offers a dividend yield of 2.59%, providing a meaningful income component for shareholders. Within the healthcare sector, UNH's valuation metrics reflect a balance between its dominant market position in managed care and insurance services and the regulatory headwinds facing the broader industry.

Smart Money Activity for UNH

UnitedHealth Group's smart money composite score stands at 40 out of 100, reflecting a neutral overall signal, per SID market data. Institutional positioning is notably strong, scoring a perfect 25 out of 25, indicating robust confidence from large asset managers and funds based on 13F institutional filings. In contrast, insider activity scores 0 out of 25, despite 20 insider transactions recorded over the past 90 days — all of which were purchases with zero sells, according to SEC Form 4 filings. This unanimous buying pattern among insiders suggests management confidence, though the low composite insider score may reflect the relatively small dollar amounts involved. Dark pool activity registers at 8.6 out of 25, indicating below-average institutional block trading volume in off-exchange venues. Congressional trading activity scores 6.4 out of 25, showing limited but present legislative interest. The divergence between perfect institutional scores and low insider composite scores creates a mixed signal profile that requires monitoring across multiple data streams for directional clarity.

UnitedHealth Group Earnings Outlook

UnitedHealth Group has delivered consecutive earnings beats in its two most recent reported quarters, according to company earnings reports. In the most recent quarter reported on April 21, 2026, UNH posted earnings per share of $7.23 against a consensus estimate of $6.56, representing a positive surprise of $0.67 or approximately 10.2%. The prior quarter reported on July 16, 2026 showed an even larger beat, with actual EPS of $6.38 versus estimates of $4.85, a surprise of $1.53 or roughly 31.5%. Looking ahead, analyst estimates project EPS of $4.14 for each of the next two upcoming quarters, scheduled for October 13 and October 27, 2026. The sequential decline in estimated EPS from the $7.23 and $6.38 reported in recent quarters to $4.14 reflects typical seasonality patterns in UnitedHealth's managed care and pharmacy benefit operations rather than fundamental deterioration.

Wall Street Analyst Ratings for UNH

Wall Street analysts maintain a uniformly bullish stance on UnitedHealth Group, with all five most recent ratings reaffirming positive outlooks, per Wall Street analyst reports. On July 21, 2026, Mizuho reiterated its Outperform rating while JP Morgan maintained its Overweight designation, signaling continued conviction from two major sell-side firms. Barclays similarly reaffirmed its Overweight rating on July 20, 2026. Earlier that week, both RBC Capital and UBS maintained their Outperform and Buy ratings, respectively, on July 17, 2026. Notably, none of the recent analyst actions involved downgrades or target price reductions, according to SID consensus data. The unanimous positive sentiment across these five firms is significant given the stock's 11.59% decline over three months, suggesting analysts view the recent pullback as a potential entry point rather than a fundamental concern. The consistency of maintained ratings rather than initiations indicates these firms have established long-term constructive views on UNH's business trajectory.