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Smart Investors Daily
SA

NYSE · SAN

Banco Santander, S.A.

Financial Services · Banks - Diversified

$14.76

Down-$0.02 (-0.14%)

Updated Aug 15, 2026, 5:31 PM

SID Score

8.0/10

Composite research score

Smart Money

54/100

Neutral

Market cap
170.85B
P/E ratio
10.74
Dividend yield
1.49%
52-week range
$9.31 – $15.00
Volume
17.28M
Avg. volume
3.39M

Price performance

SAN price history

1M range · 21 trading sessions · Daily adjusted prices

SAN closed at $14.76 after 21 trading sessions, up 8.93% for the selected period.

Last close
$14.76
Period change
+8.93%
Period low
$13.21
Period high
$14.82
Daily close
View OHLC price history
SAN OHLC price history, latest 40 sessions
DateOpenHighLowCloseVolume
Aug 14, 2026$14.84$14.92$14.655$14.7617.28M
Aug 13, 2026$14.98$15.00$14.75$14.7815.55M
Aug 12, 2026$14.89$14.9089$14.765$14.829.22M
Aug 11, 2026$14.84$14.859$14.69$14.7111.24M
Aug 10, 2026$14.755$14.815$14.63$14.6911.2M
Aug 7, 2026$14.90$14.925$14.66$14.7015.07M
Aug 6, 2026$14.87$14.93$14.60$14.6516.03M
Aug 5, 2026$14.66$14.73$14.60$14.6428.89M
Aug 4, 2026$14.52$14.58$14.424$14.4710.65M
Aug 3, 2026$14.29$14.45$14.28$14.4512.24M
Jul 31, 2026$14.12$14.175$13.96$14.1011.77M
Jul 30, 2026$13.93$14.14$13.91$14.1113.69M
Jul 29, 2026$13.66$13.71$13.36$13.389M
Jul 28, 2026$13.82$13.99$13.78$13.987.39M
Jul 27, 2026$14.03$14.09$13.82$13.9910.6M
Jul 24, 2026$13.51$13.6299$13.49$13.546.87M
Jul 23, 2026$13.33$13.3797$13.15$13.219.02M
Jul 22, 2026$13.89$13.93$13.72$13.7419.9M
Jul 21, 2026$13.54$13.71$13.40$13.657.51M
Jul 20, 2026$13.425$13.465$13.30$13.326.69M
Jul 17, 2026$13.34$13.55$13.33$13.558.59M

Latest SAN news

The latest Smart Investors Daily articles mentioning SAN.

SAN research

Overview

Company profile and research snapshot.

Company profile

Santander's focus is on retail and commercial banking. Latin America is geographically the most significant operation, with Brazil making the largest contribution. Its continental European business is mainly in Spain and Portugal. Santander's UK presence is the result of its acquisition of Abbey building society. In the US, Santander operates a vehicle finance business and a regional bank focused on the Northeastern states.

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Analyst outlook

Consensus and target data currently published for this company.

Consensus
Buy
Average target
$3.00
Implied upside
Analysts
12
SAN recent ratings
DateFirmRatingTarget
Jul 12, 2026DAY BY DAYBuy
Jul 8, 2026ROTHSCHILD & CO REDBURNNeutral
Jul 8, 2026INTESA SANPAOLO EQUITY RESEARCHBuy
Jul 6, 2026BESTINVER SECURITIESBuy
Jul 1, 2026CAIXABANK BPIBuy
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News briefing

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AI research layers

Interpretive context generated from the platform’s current data sources.

Banco Santander Stock Performance

Banco Santander, S.A. has demonstrated strong upward momentum across multiple timeframes, per SID market data. The stock currently trades at $14.76, reflecting a one-month gain of 8.37%, a three-month return of 24.66%, and a notable one-year appreciation of 54.88%. The shares are trading well above both key moving averages, with the 50-day moving average at $13.68 and the 200-day moving average at $12.18, confirming a sustained bullish technical posture. The 14-day relative strength index stands at 67.9, approaching overbought territory but still within a neutral-to-bullish range. Average daily trading volume registers at approximately 3.39 million shares, according to Massive/Polygon data. The stock's beta of 0.959 indicates volatility closely aligned with the broader market. Banco Santander's market capitalization currently stands at approximately $170.85 billion, positioning it among the largest global banking institutions by market value.

Banco Santander Valuation Analysis

Banco Santander trades at a price-to-earnings ratio of 10.74, per SID market data, which remains modest relative to broad equity benchmarks and reflects typical financial services sector discounting. The stock's price-to-book ratio stands at 1.44, according to SEC filings, suggesting the market values the bank at a premium above its book value — notable for a European banking institution where many peers historically trade near or below book. The PEG ratio of 2.25 indicates that the current earnings multiple, when adjusted for growth expectations, presents a less compelling picture relative to the low trailing P/E. Banco Santander offers a dividend yield of approximately 1.86%, providing a modest income component for shareholders. Within the financial services sector, these valuation metrics position Santander as a moderately priced large-cap bank that has re-rated significantly over the past twelve months alongside its 54.88% share price appreciation.

Smart Money Activity for SAN

Banco Santander's composite smart money score stands at 54 out of 100, generating a neutral signal according to SID market data. The institutional component scores highest at 21.5 out of 25, per 13F institutional filings, indicating robust participation from major fund managers and consistent institutional ownership positioning. The congressional trading score registers at 12 out of 25, reflecting moderate legislative trading activity associated with the stock. Insider activity scores 12.5 out of 25 based on SEC Form 4 filings, suggesting neither aggressive accumulation nor notable distribution by corporate officers and directors. The dark pool component scores lowest at 8.5 out of 25, indicating relatively limited off-exchange block trading activity in recent periods. The divergence between strong institutional engagement and subdued dark pool volume may reflect that large holders are maintaining existing positions rather than actively building or reducing stakes. Overall, the neutral smart money composite suggests balanced positioning among sophisticated market participants despite the stock's significant recent price appreciation.

Banco Santander Earnings Outlook

Banco Santander's most recent quarterly earnings report, per company earnings reports, showed actual earnings per share of $0.269 against a consensus estimate of $0.28, resulting in a miss of $0.011 or approximately 3.9% below expectations. The subsequent quarter reflected reported EPS of $0.29, though no analyst consensus estimate was available for direct comparison. Looking ahead, analyst estimates project EPS of $0.28 for the upcoming reporting period, with results expected on May 4, 2026. A further earnings date is scheduled for July 29, 2026, though no estimates have yet been published. The sequential progression from $0.269 to $0.29 in reported EPS suggests an improving earnings trajectory. Despite the modest shortfall in the most recent comparable quarter, the stock's sustained rally of 54.88% over twelve months indicates the market has focused on the broader earnings recovery trend rather than the single-quarter miss.

Wall Street Analyst Ratings for SAN

Wall Street analyst sentiment on Banco Santander remains predominantly constructive, according to SID consensus data. Among the five most recent ratings, four analysts maintain Buy recommendations while one holds a Neutral stance. Day by Day reiterated a Buy rating on July 12, 2026, following similar Buy reiterations from Intesa Sanpaolo Equity Research on July 8, Bestinver Securities on July 6, and CaixaBank BPI on July 1, per Wall Street analyst reports. Rothschild & Co Redburn maintained a Neutral position on July 8, representing the sole non-bullish voice in recent coverage. Notably, none of the recent rating actions reflect upgrades or downgrades — all five analysts maintained their prior recommendations, suggesting a settled consensus view. The clustering of four Buy ratings against one Neutral reflects an 80% bullish skew among recent covering analysts. This sustained positive coverage aligns with the stock's strong technical posture, as shares continue trading above both the 50-day and 200-day moving averages.