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Smart Investors Daily
UP

NYSE · UPST

Upstart Holdings, Inc.

Financial Services · Financial - Credit Services

$23.83

Down-$1.09 (-4.55%)

Updated Oct 14, 2026, 11:06 PM

SID Score

4.2/10

Composite research score

Smart Money

58/100

Neutral

Market cap
4.78B
P/E ratio
147.53
Dividend yield
0.00%
52-week range
$22.56 – $55.22
Volume
3.13M
Avg. volume
6.86M

Price performance · UPST

UPST price history

1M range · 21 trading sessions · Daily adjusted prices

Prices through Oct 13, 2026

UPST closed at $23.83 after 21 trading sessions, down 5.74% for the selected period.

Last close
$23.83
Period change
-5.74%
Period low
$22.81
Period high
$25.97
Daily close
View OHLC price history
UPST OHLC price history, latest 40 sessions
DateOpenHighLowCloseVolume
Oct 13, 2026$23.40$23.955$23.305$23.833.13M
Oct 12, 2026$24.00$24.24$23.6607$23.752.74M
Oct 9, 2026$24.44$24.50$23.815$24.102.69M
Oct 8, 2026$23.60$24.2489$23.405$24.194.22M
Oct 7, 2026$23.775$24.08$23.47$24.023.18M
Oct 6, 2026$24.875$24.90$23.82$23.864.45M
Oct 5, 2026$22.94$24.4499$22.72$24.356.21M
Oct 2, 2026$23.50$23.56$22.775$22.814.12M
Oct 1, 2026$22.99$23.38$22.555$22.954.85M
Sep 30, 2026$23.34$23.53$22.785$22.993.51M
Sep 29, 2026$23.29$23.68$22.905$23.144.05M
Sep 28, 2026$23.43$23.505$22.785$23.035.01M
Sep 25, 2026$24.79$24.878$23.81$23.814.59M
Sep 24, 2026$24.33$24.78$23.72$24.645.13M
Sep 23, 2026$25.78$26.19$24.435$24.456.75M
Sep 22, 2026$26.50$26.61$25.52$25.974.05M
Sep 21, 2026$25.53$25.93$25.28$25.584.66M
Sep 18, 2026$24.93$25.14$24.7101$25.006.39M
Sep 17, 2026$25.64$25.67$24.66$24.773.21M
Sep 16, 2026$25.34$25.565$24.49$24.853.72M
Sep 15, 2026$26.05$26.19$25.19$25.283.13M

Latest UPST news

The latest Smart Investors Daily articles mentioning UPST.

UPST research

Overview

Company profile and research snapshot.

Company profile

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar loans.

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Analyst outlook

Consensus and target data currently published for this company.

Consensus
Buy
Average target
$49.25
Implied upside
—
Analysts
20
UPST recent ratings
DateFirmRatingTarget
Oct 13, 2026Goldman SachsNeutral—
Sep 22, 2026BTIGBuy—
Sep 9, 2026Loop CapitalHold—
Aug 5, 2026NeedhamBuy—
Aug 5, 2026Piper SandlerOverweight—
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News briefing

No generated briefing is available yet.

AI research layers

Interpretive context generated from the platform’s current data sources.

No results

AI research layers have not been published yet.