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NYSE · UPST

Upstart Holdings, Inc.

Financial Services · Financial - Credit Services

$28.52

Down-$0.35 (-1.23%)

Updated Sep 4, 2026, 4:25 PM

SID Score

4.2/10

Composite research score

Smart Money

55/100

Neutral

Market cap
4.78B
P/E ratio
147.53
Dividend yield
0.00%
52-week range
$23.97 – $71.38
Volume
3.44M
Avg. volume
6.86M

Price performance

UPST price history

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Latest UPST news

The latest Smart Investors Daily articles mentioning UPST.

UPST research

Overview

Company profile and research snapshot.

Company profile

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar loans.

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Analyst outlook

Consensus and target data currently published for this company.

Consensus
Buy
Average target
$49.25
Implied upside
Analysts
20
UPST recent ratings
DateFirmRatingTarget
Aug 5, 2026NeedhamBuy
Aug 5, 2026Piper SandlerOverweight
Aug 5, 2026BTIGBuy
Jul 22, 2026CitigroupBuy
Jul 9, 2026Goldman SachsNeutral
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News briefing

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AI research layers

Interpretive context generated from the platform’s current data sources.

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