Yahoo · Sep 19, 2026
Upstart, Affirm, and SoFi All Lend to the Same Borrowers. Only One of Them Funds With Deposits.
There has been an increase in the number of fintechs applying for bank charters.
UP
NYSE · UPST
Upstart Holdings, Inc.
Financial Services · Financial - Credit Services
$24.45
Up+$0.20 (+0.82%)
Updated Sep 24, 2026, 6:31 PM
SID Score
4.1/10
Composite research score
Smart Money
58/100
Neutral
- Market cap
- 4.78B
- P/E ratio
- 147.53
- Dividend yield
- 0.00%
- 52-week range
- $23.97 – $64.15
- Volume
- 6.75M
- Avg. volume
- 6.86M
Price performance
UPST price history
1M range · 20 trading sessions · Daily adjusted prices
UPST closed at $24.45 after 20 trading sessions, down 19.76% for the selected period.
- Last close
- $24.45
- Period change
- -19.76%
- Period low
- $24.45
- Period high
- $30.47
Daily close
View OHLC price history
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Sep 23, 2026 | $25.78 | $26.19 | $24.435 | $24.45 | 6.75M |
| Sep 22, 2026 | $26.50 | $26.61 | $25.52 | $25.97 | 4.05M |
| Sep 21, 2026 | $25.53 | $25.93 | $25.28 | $25.58 | 4.66M |
| Sep 18, 2026 | $24.93 | $25.14 | $24.7101 | $25.00 | 6.39M |
| Sep 17, 2026 | $25.64 | $25.67 | $24.66 | $24.77 | 3.21M |
| Sep 16, 2026 | $25.34 | $25.565 | $24.49 | $24.85 | 3.72M |
| Sep 15, 2026 | $26.05 | $26.19 | $25.19 | $25.28 | 3.13M |
| Sep 14, 2026 | $25.21 | $26.50 | $25.14 | $26.10 | 4.9M |
| Sep 11, 2026 | $26.185 | $26.33 | $25.40 | $25.59 | 3.45M |
| Sep 10, 2026 | $25.45 | $25.78 | $25.09 | $25.10 | 4.16M |
| Sep 9, 2026 | $26.81 | $26.93 | $25.86 | $25.89 | 4.97M |
| Sep 8, 2026 | $27.76 | $27.83 | $26.915 | $26.98 | 5.48M |
| Sep 4, 2026 | $27.93 | $28.2405 | $27.66 | $28.05 | 2.91M |
| Sep 3, 2026 | $28.41 | $29.02 | $28.02 | $28.52 | 3.44M |
| Sep 2, 2026 | $27.33 | $28.30 | $27.20 | $28.17 | 3.07M |
| Sep 1, 2026 | $28.02 | $28.28 | $27.1416 | $27.39 | 5.31M |
| Aug 31, 2026 | $28.62 | $29.04 | $27.999 | $28.68 | 4.04M |
| Aug 28, 2026 | $30.61 | $31.7999 | $28.92 | $29.08 | 4.72M |
| Aug 27, 2026 | $30.88 | $31.65 | $30.02 | $30.46 | 2.85M |
| Aug 26, 2026 | $30.55 | $31.70 | $30.01 | $30.47 | 3.04M |
Latest UPST news
The latest Smart Investors Daily articles mentioning UPST.
Stock researchCompany · Overview
UPST research
Overview
Company profile and research snapshot.
Company profile
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar loans.
Visit company websiteAnalyst outlook
Consensus and target data currently published for this company.
- Consensus
- Buy
- Average target
- $49.25
- Implied upside
- —
- Analysts
- 20
| Date | Firm | Rating | Target |
|---|---|---|---|
| Sep 22, 2026 | BTIG | Buy | — |
| Sep 9, 2026 | Loop Capital | Hold | — |
| Aug 5, 2026 | Needham | Buy | — |
| Aug 5, 2026 | Piper Sandler | Overweight | — |
| Aug 5, 2026 | BTIG | Buy | — |
News briefing
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Yahoo · Sep 18, 2026
Upstart Holdings, Inc. (UPST) Laps the Stock Market: Here's Why
Upstart Holdings, Inc. (UPST) closed the most recent trading day at $25.02, moving +1.01% from the previous trading session.
Yahoo · Sep 18, 2026
Here's How Affirm's AI Upgrade Could Strengthen Credit Underwriting
AFRM's new AI model uses 14 years of data to expand credit approvals, boost completed purchases and improve early loan performance.
Yahoo · Sep 16, 2026
Upstart Just Returned to GAAP Profitability. The Stock Is Down 50% Anyway.
Key Stats for Upstart Stock52-Week Range: $23. 97 to $71.
AI research layers
Interpretive context generated from the platform’s current data sources.
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