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OTC · IDCBY

Industrial & Commercial Bank of China Ltd.

Financial Services · Banks - Diversified

$19.66

Down-$0.24 (-1.21%)

Updated Nov 4, 2026, 7:11 AM

SID Score

7.8/10

Composite research score

Smart Money

46/100

Neutral

Market cap
279.78B
P/E ratio
7.72
Dividend yield
6.38%
52-week range
$14.99 – $20.00
Volume
61.22K
Avg. volume
57.2K

Price performance · IDCBY

IDCBY price history

1M range · 13 trading sessions · Daily adjusted prices

Prices through Oct 22, 2026

IDCBY closed at $18.83 after 13 trading sessions, down 2.59% for the selected period.

Last close
$18.83
Period change
-2.59%
Period low
$18.83
Period high
$19.68
Daily close
View OHLC price history
IDCBY OHLC price history, latest 40 sessions
DateOpenHighLowCloseVolume
Oct 22, 2026$18.79$18.84$18.76$18.8361.22K
Oct 21, 2026$18.48$19.70$18.48$18.9622.98K
Oct 20, 2026$19.2315$19.83$18.50$19.08164.92K
Oct 19, 2026$19.32$19.4278$19.19$19.2527.28K
Oct 16, 2026$19.34$19.37$19.26$19.3326.25K
Oct 15, 2026$19.52$19.7648$19.52$19.6847.58K
Oct 14, 2026$19.025$19.50$19.0155$19.1264.12K
Oct 13, 2026$19.40$19.5479$19.26$19.3829.21K
Oct 12, 2026$19.40$19.98$19.31$19.3538.89K
Oct 9, 2026$19.4088$19.4088$18.96$19.1893.77K
Oct 8, 2026$19.47$19.47$18.94$19.2450.17K
Oct 7, 2026$19.21$19.38$19.07$19.2368.37K
Oct 6, 2026$19.435$19.67$18.96$19.3375.6K

Latest IDCBY news

The latest Smart Investors Daily articles mentioning IDCBY.

IDCBY research

Overview

Company profile and research snapshot.

Company profile

INDUSTRIAL & COM UNSP/ADR

Visit company website

Analyst outlook

Consensus and target data currently published for this company.

Consensus
Buy
Average target
—
Implied upside
—
Analysts
23
Open full forecast

News briefing

No generated briefing is available yet.

Yahoo · Nov 1, 2026

ICBC (SEHK:1398) Q3 Results Highlight Steady Growth And Lingering NIM Pressure

Industrial and Commercial Bank of China walked into this Q3 2026 report with its Hong Kong listed stock grinding higher in recent weeks, up about 5.1% over 90 days and closing today at HK$7.895. The headline result is solid banking grunt work. Net income excluding extra items came in at CNY 111,958m on total revenue of CNY 197,064m, while the non performing loan ratio held around 1.29% according to management commentary. The share price reaction looks calm compared with the underlying story...

AI research layers

Interpretive context generated from the platform’s current data sources.

Industrial & Commercial Bank of China Stock Performance

Industrial & Commercial Bank of China Ltd. (IDCBY) has delivered strong trailing twelve-month returns of 23.72%, per SID market data, reflecting sustained investor interest in China's largest bank by assets. Over the most recent three-month window, shares gained 2.9%, though the stock has pulled back 1.47% over the past month. At a current price of $19.90, IDCBY trades above both its 50-day moving average of $19.18 and its 200-day moving average of $17.70, according to Massive/Polygon technical data, indicating a sustained uptrend on longer timeframes. The 14-day RSI stands at 47.1, suggesting the stock sits in neutral territory with no immediate overbought or oversold conditions. IDCBY exhibits notably low volatility with a beta of just 0.233, meaning it moves roughly one-quarter as much as the broader market. Average daily trading volume registers at approximately 57,201 shares on U.S. OTC markets.

Industrial & Commercial Bank of China Valuation Analysis

Industrial & Commercial Bank of China carries a market capitalization of approximately $279.8 billion, positioning it among the world's largest financial institutions. Per SID market data, IDCBY trades at a price-to-earnings ratio of 7.72, well below the financial services sector average, reflecting the persistent valuation discount applied to Chinese state-owned banks. The price-to-book ratio stands at just 0.72, indicating the stock trades at a 28% discount to its reported book value, according to SEC filings and equivalent regulatory disclosures. The PEG ratio of 1.89 suggests moderate earnings growth relative to its valuation multiple. IDCBY offers a dividend yield of approximately 3.88%, providing a meaningful income component for shareholders. This combination of a sub-1.0 price-to-book ratio, single-digit P/E, and near-4% dividend yield reflects characteristics typical of large Chinese state-owned banking institutions in the current global capital markets environment.

Smart Money Activity for IDCBY

Smart money indicators for Industrial & Commercial Bank of China currently reflect a neutral posture, with a composite smart money score of 46 out of 100, per SID market data. The breakdown across key institutional tracking categories reveals balanced but subdued activity. Insider sentiment scores 12.5 out of 25, while institutional ownership and activity registers at 13.0 out of 25, according to 13F institutional filings. Dark pool trading activity scores 8.5 out of 25, suggesting relatively limited off-exchange block trading interest among large U.S.-based institutional participants, which is consistent with IDCBY's status as an OTC-traded American Depositary Receipt. Congressional trading activity registers at 12 out of 25, per SEC Form 4 filings and related congressional disclosure records, indicating no pronounced buying or selling trends among U.S. lawmakers. The overall neutral signal suggests that sophisticated market participants are neither aggressively accumulating nor distributing IDCBY shares at current price levels, maintaining a wait-and-see approach toward China's largest commercial bank.

Industrial & Commercial Bank of China Earnings Outlook

Industrial & Commercial Bank of China has not reported recent earnings data readily trackable through standard U.S. market databases, reflecting its primary listing on the Hong Kong and Shanghai stock exchanges. The bank reports financial results on a semi-annual basis under Chinese and Hong Kong regulatory frameworks rather than the quarterly cadence typical of U.S.-listed companies. Based on the current share price of $19.90 and a trailing P/E ratio of 7.72, per SID market data, implied trailing earnings per ADR share approximate $2.58. The bank's PEG ratio of 1.89 suggests analysts anticipate modest earnings growth in the low-to-mid single digits, according to available consensus estimates. ICBC's earnings trajectory remains closely tied to China's broader macroeconomic conditions, including credit demand, net interest margins, and asset quality trends across the Chinese banking sector. Investors tracking IDCBY should reference the bank's filings with the Hong Kong Stock Exchange for the most current financial disclosures.

Wall Street Analyst Ratings for IDCBY

Wall Street analyst coverage of Industrial & Commercial Bank of China's U.S.-traded ADR (IDCBY) remains limited compared to domestically listed financial institutions, as primary coverage is concentrated among Hong Kong and mainland China-based research desks. No recent U.S. analyst consensus ratings data is available through standard aggregation platforms, per SID consensus data. The stock's current valuation metrics — a P/E of 7.72 and price-to-book of 0.72 — position it at a significant discount to global banking peers, which international analysts have historically attributed to concerns over Chinese regulatory risk, asset quality uncertainty, and state ownership dynamics. The 3.88% dividend yield, according to SID market data, provides a quantifiable return floor that factors into analyst total return calculations. IDCBY's 23.72% one-year price appreciation suggests improving sentiment toward Chinese banking equities, though the limited U.S.-side coverage means investors must rely more heavily on Asia-Pacific research for comprehensive fundamental analysis and forward-looking price targets.