Royal Bank of Canada Stock Performance
Royal Bank of Canada shares trade at $202.47, sitting marginally above the 50-day moving average of $202.31, per SID market data. The stock has gained 37.04% over the trailing twelve months, reflecting sustained strength in Canada's largest bank by market capitalization, currently valued at approximately $234.7 billion. However, shorter-term momentum has softened, with shares declining 3.98% over the past three months while recovering modestly with a 0.84% gain over the last month. The 14-day relative strength index reads 63.2, indicating the stock remains in neutral territory without overbought or oversold signals. RY trades well above its 200-day moving average of $188.35, maintaining a spread of approximately 7.5% above that longer-term trendline. According to Massive/Polygon data, average daily trading volume stands at roughly 1.11 million shares, suggesting consistent institutional participation.
Royal Bank of Canada Valuation Analysis
Royal Bank of Canada currently trades at a price-to-earnings ratio of 15.86, which positions it within a moderate valuation range for the Financial Services sector, according to SID market data. The PEG ratio stands at 2.47, suggesting the stock's earnings growth rate relative to its P/E multiple reflects a premium valuation by traditional growth-adjusted standards. RY's price-to-book ratio registers at 2.32, indicating the market prices the bank at more than double its book value per share, a metric consistent with large-cap banks demonstrating strong return on equity. Per SEC filings and market data, the dividend yield sits at approximately 2.63%, providing a meaningful income component for shareholders. With a beta of 1.012, Royal Bank of Canada's stock closely mirrors broader market volatility, exhibiting near-identical sensitivity to market movements. These metrics collectively frame a bank trading at established-institution valuations with steady income characteristics.
Smart Money Activity for RY
Royal Bank of Canada registers a composite smart money score of 58 out of 100, reflecting a neutral overall signal, per SID market data. The institutional component scores a perfect 25 out of 25, indicating maximum institutional investor confidence and strong positioning by large fund managers in their 13F institutional filings. In contrast, dark pool activity scores a relatively low 8.5 out of 25, suggesting limited off-exchange accumulation activity in recent periods. Insider transaction data, derived from SEC Form 4 filings, yields a score of 12.5 out of 25, reflecting a balanced pattern without pronounced buying or selling pressure from corporate executives and directors. Congressional trading activity scores 12 out of 25, indicating moderate engagement from disclosed legislative portfolios. The divergence between the strong institutional score and the subdued dark pool reading creates a mixed profile, with large institutional holders maintaining positions while off-exchange activity remains relatively muted compared to sector peers.
Royal Bank of Canada Earnings Outlook
Royal Bank of Canada has demonstrated a consistent pattern of earnings beats across recent quarters, according to company earnings reports. In the most recent reported quarter, RY posted earnings per share of $3.07 against an analyst estimate of $2.89, delivering a positive surprise of $0.18, or approximately 6.2%. The prior quarter showed EPS of $2.93 versus expectations of $2.76, representing a $0.17 upside surprise. Two quarters ago, the bank reported $2.84 against a consensus estimate of $2.81, a narrower beat of $0.03. This three-quarter streak of exceeding analyst estimates reflects disciplined execution across the bank's diversified business lines. Looking ahead, analyst estimates project EPS of $2.88 for the upcoming quarter, per consensus data. The trajectory of positive surprises, ranging from 1.1% to 6.2% above estimates, suggests analysts may be conservatively modeling Royal Bank's near-term earnings power.
Wall Street Analyst Ratings for RY
Wall Street coverage of Royal Bank of Canada reflects a moderately constructive consensus, per SID consensus data and recent analyst reports. In September 2026, Scotiabank GBM reiterated an Outperform rating, while Canaccord Genuity and Argus Research Corporation both maintained Buy recommendations. On the more cautious side, Jefferies reiterated a Hold rating, and CIBC Capital Markets maintained a Neutral stance during the same period. The distribution of recent ratings skews positive, with three of five covering analysts at Buy or Outperform versus two at Hold or Neutral. No analysts currently carry a Sell or Underperform rating on the stock, according to Wall Street analyst reports. This consensus alignment suggests broad agreement that downside risk is limited at current levels, while the split between Buy and Hold camps reflects differing views on the magnitude of upside potential from the current $202.47 price level and the bank's forward earnings trajectory.