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NYSE · UNH

UNITEDHEALTH GROUP INCORPORATED (Delaware)

Healthcare · Medical - Healthcare Plans

$410.91

Down-$3.94 (-0.96%)

Updated Oct 30, 2026, 10:52 PM

SID Score

7.7/10

Composite research score

Smart Money

41/100

Neutral

Market cap
305B
P/E ratio
17.38
Dividend yield
2.12%
52-week range
$255.97 – $461.62
Volume
3.8M
Avg. volume
8.77M

Price performance · UNH

UNH price history

1M range · 21 trading sessions · Daily adjusted prices

Prices through Oct 29, 2026

UNH closed at $410.91 after 21 trading sessions, up 12.52% for the selected period.

Last close
$410.91
Period change
+12.52%
Period low
$365.20
Period high
$424.98
Daily close
View OHLC price history
UNH OHLC price history, latest 40 sessions
DateOpenHighLowCloseVolume
Oct 29, 2026$413.71$414.76$404.31$410.913.8M
Oct 28, 2026$407.00$416.19$405.00$407.103.9M
Oct 27, 2026$412.72$413.5975$408.22$410.393.75M
Oct 26, 2026$418.99$420.8599$408.35$410.704.59M
Oct 23, 2026$424.30$425.25$416.37$418.093.89M
Oct 22, 2026$418.38$426.55$417.13$424.985.42M
Oct 21, 2026$421.80$421.80$415.00$417.003.99M
Oct 20, 2026$410.12$422.40$408.28$419.266.82M
Oct 19, 2026$399.69$408.50$399.20$406.885M
Oct 16, 2026$410.35$412.37$395.5175$401.438.11M
Oct 15, 2026$401.24$414.12$400.00$406.6710.16M
Oct 14, 2026$382.29$396.44$382.29$395.627.77M
Oct 13, 2026$397.625$399.88$372.80$377.7612.65M
Oct 12, 2026$382.98$382.98$373.67$378.525.91M
Oct 9, 2026$373.94$387.52$373.02$379.307.47M
Oct 8, 2026$375.38$376.45$368.50$370.957.29M
Oct 7, 2026$375.92$383.48$372.01$375.985.63M
Oct 6, 2026$379.03$380.41$373.70$376.325.04M
Oct 5, 2026$372.33$379.14$368.0501$378.585.83M
Oct 2, 2026$365.14$372.68$364.47$371.903.31M
Oct 1, 2026$367.99$371.86$362.60$365.203.94M

Latest UNH news

The latest Smart Investors Daily articles mentioning UNH.

UNH research

Overview

Company profile and research snapshot.

Company profile

UnitedHealth Group is one of the largest private health insurers and provides medical benefits to about 51 million members globally, including 1 million outside the US as of December 2024. As a leader in employer-sponsored, self-directed, and government-backed insurance plans, UnitedHealth has obtained massive scale in medical insurance. Along with its insurance assets, UnitedHealth's Optum franchises help create a healthcare services colossus that spans everything from pharmaceutical benefits to providing outpatient care and analytics to both affiliated and third-party customers.

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Analyst outlook

Consensus and target data currently published for this company.

Consensus
Buy
Average target
$387.80
Implied upside
—
Analysts
20
UNH recent ratings
DateFirmRatingTarget
Oct 27, 2026Wells FargoOverweight—
Oct 27, 2026Morgan StanleyOverweight—
Oct 22, 2026MizuhoOutperform—
Oct 20, 2026RBC CapitalOutperform—
Oct 16, 2026JP MorganOverweight—
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News briefing

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AI research layers

Interpretive context generated from the platform’s current data sources.

UnitedHealth Group Stock Performance

UnitedHealth Group shares traded at $410.91, reflecting a daily decline of approximately 1.02%, per SID market data. Over the trailing one-month period, the stock gained 8.58%, while the three-month return registered a negative 3.41%, indicating recent volatility following a strong short-term recovery. On a twelve-month basis, UNH posted a gain of 19.03%. The stock currently trades above both its 50-day moving average of $389.31 and its 200-day moving average of $359.80, according to Massive/Polygon technical data. The 14-day relative strength index stands at 70.1, placing the stock at the upper boundary of neutral territory near overbought conditions. UNH carries a beta of 0.432, underscoring its historically lower volatility relative to the broader market. Average daily trading volume stands at approximately 8.77 million shares, supporting consistent liquidity for institutional participants.

UnitedHealth Group Valuation Analysis

UnitedHealth Group currently carries a market capitalization of approximately $305 billion, per SID market data, maintaining its position as the largest publicly traded healthcare company. The stock trades at a price-to-earnings ratio of 17.38, which remains moderate relative to large-cap healthcare peers, according to SEC filings and reported financial data. The price-to-book ratio stands at 3.19, reflecting a premium valuation on shareholder equity. Notably, the PEG ratio registers at negative 1.02, suggesting that forward earnings growth estimates have shifted into negative territory, a factor that warrants attention in the context of the company's recent guidance adjustments. UNH offers a dividend yield of approximately 2.59%, providing an income component for shareholders. Within the broader healthcare sector, these valuation metrics position UnitedHealth as a mature, cash-generating enterprise trading at a reasonable earnings multiple but facing questions around near-term growth trajectory.

Smart Money Activity for UNH

UnitedHealth Group's composite smart money score stands at 41 out of 100, registering a neutral signal, per SID market data. The institutional component scores a maximum 25 out of 25, indicating robust and sustained institutional ownership and accumulation across major fund holders, according to 13F institutional filings. Dark pool activity scores 12.2 out of 25, suggesting moderate levels of off-exchange block trading. Congressional trading activity registers at 4.0 out of 25, reflecting limited recent legislative member transactions. The insider component scores 0.0 out of 25; however, SEC Form 4 filings reveal 20 insider transactions over the past 90 days, all of which were purchases with zero insider sales recorded during the period. This unanimously bullish insider buying pattern is notable, as it signals confidence from company executives and directors despite the stock's recent price volatility. The divergence between the low insider score and strong buying activity may reflect timing or transaction size factors within the scoring methodology.

UnitedHealth Group Earnings Outlook

UnitedHealth Group has delivered consecutive earnings surprises across its three most recent reporting periods, according to company earnings reports. In the quarter reported on April 21, 2026, UNH posted earnings per share of $7.23 against a consensus estimate of $6.56, representing a positive surprise of $0.67. The July 16, 2026 quarter produced the most significant beat, with actual EPS of $6.38 versus estimates of $4.85, a $1.53 upside surprise. The October 13, 2026 quarter showed actual EPS of $4.69 compared to the $4.14 estimate, a $0.55 beat. The upcoming quarter, with results expected on October 27, 2026, carries an analyst consensus estimate of $4.14 per share. The pattern of consistent outperformance against estimates demonstrates operational execution, though the sequential decline in absolute EPS figures across recent quarters reflects typical seasonal patterns within UnitedHealth's diversified healthcare services business.

Wall Street Analyst Ratings for UNH

Wall Street consensus on UnitedHealth Group remains uniformly positive, with all five most recent analyst actions maintaining bullish ratings, per SID consensus data. On October 27, 2026, both Wells Fargo and Morgan Stanley reiterated their Overweight ratings on UNH, signaling continued conviction following the company's latest quarterly results. Mizuho maintained its Outperform rating on October 22, while RBC Capital reiterated its Outperform designation on October 20, according to Wall Street analyst reports. JP Morgan reaffirmed its Overweight rating on October 16, 2026. Notably, none of the five recent analyst actions involved a downgrade or rating change; all represented maintenance of pre-existing positive positions. The absence of any Hold, Underweight, or Sell ratings among recent coverage updates reflects broad institutional confidence in UNH's business fundamentals. This unanimous bullish alignment across major investment banks provides a consistent directional signal for institutional and retail market participants evaluating the stock.