SeekingAlpha · Oct 6, 2026
VersaBank: Expensive, But Growth Still Justifies A Buy
VersaBank (VBNK) Q3 earnings: revenue +23%, net income +27%. Read why U.S.
VB
NYSE · VBNK
VersaBank
Financial Services · Banks - Regional
$22.04
Up+$0.18 (+0.81%)
Updated Oct 10, 2026, 2:46 AM
SID Score
6.3/10
Composite research score
Smart Money
—
Institutional and insider signal
- Market cap
- 460M
- P/E ratio
- 22.18
- Dividend yield
- 0.32%
- 52-week range
- $13.25 – $25.05
- Volume
- 278.16K
- Avg. volume
- 53.93K
Price performance · VBNK
VBNK price history
1M range · 21 trading sessions · Daily adjusted prices
Prices through Oct 9, 2026
VBNK closed at $22.04 after 21 trading sessions, down 2.56% for the selected period.
- Last close
- $22.04
- Period change
- -2.56%
- Period low
- $21.88
- Period high
- $23.47
Daily close
View OHLC price history
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 9, 2026 | $21.95 | $22.1599 | $21.51 | $22.04 | 278.16K |
| Oct 8, 2026 | $21.91 | $22.02 | $21.54 | $21.88 | 107.3K |
| Oct 7, 2026 | $22.18 | $22.18 | $21.7401 | $21.90 | 105.88K |
| Oct 6, 2026 | $22.44 | $22.44 | $22.09 | $22.28 | 76.79K |
| Oct 5, 2026 | $22.50 | $22.71 | $22.162 | $22.36 | 131.8K |
| Oct 2, 2026 | $22.56 | $22.88 | $22.28 | $22.40 | 279.19K |
| Oct 1, 2026 | $22.26 | $22.31 | $21.80 | $22.11 | 120.13K |
| Sep 30, 2026 | $22.35 | $22.59 | $22.10 | $22.22 | 95.11K |
| Sep 29, 2026 | $22.70 | $22.785 | $21.91 | $22.17 | 125.83K |
| Sep 28, 2026 | $23.40 | $23.60 | $22.39 | $22.55 | 176.36K |
| Sep 25, 2026 | $23.44 | $24.04 | $23.13 | $23.41 | 298.7K |
| Sep 24, 2026 | $22.98 | $23.6762 | $22.86 | $23.31 | 208.61K |
| Sep 23, 2026 | $23.20 | $23.47 | $22.85 | $23.06 | 184.73K |
| Sep 22, 2026 | $23.025 | $23.43 | $22.98 | $23.18 | 116.27K |
| Sep 21, 2026 | $22.84 | $22.99 | $22.65 | $22.79 | 70.36K |
| Sep 18, 2026 | $23.50 | $23.74 | $22.64 | $22.79 | 143.02K |
| Sep 17, 2026 | $22.79 | $23.54 | $22.60 | $23.47 | 223.7K |
| Sep 16, 2026 | $22.39 | $22.68 | $21.975 | $22.62 | 111.13K |
| Sep 15, 2026 | $22.87 | $22.96 | $22.0103 | $22.29 | 88.61K |
| Sep 14, 2026 | $22.58 | $23.09 | $22.57 | $22.94 | 102.84K |
| Sep 11, 2026 | $22.51 | $22.70 | $22.20 | $22.62 | 65.47K |
Latest VBNK news
The latest Smart Investors Daily articles mentioning VBNK.
Stock researchCompany · Overview
Company
Market Activity
Research & News
VBNK research
Overview
Company profile and research snapshot.
Company profile
VersaBank is a Schedule I Canadian bank that provides mainly commercial lending and banking services to select niche markets in Canada and the United States. Its products and services include credit assets, deposits, and cybersecurity services through its wholly owned subsidiary. The bank operates through four segments: Digital Banking Canada and Digital Banking USA, both using a business-to-business model with proprietary financial technology to serve underserved markets; DRTC, which provides cybersecurity services and banking and financial technology development; and Digital Meteor, which owns proprietary technology supporting next-generation digital assets, including Real Bank Deposit Tokens (RBDTs). The majority of revenue comes from Digital Banking.
Visit company websiteAnalyst outlook
Consensus and target data currently published for this company.
- Consensus
- —
- Average target
- $13.00
- Implied upside
- —
- Analysts
- —
| Date | Firm | Rating | Target |
|---|---|---|---|
| Sep 3, 2026 | RAYMOND JAMES | Outperform | — |
| Jul 9, 2026 | RAYMOND JAMES | Outperform | — |
| Jul 8, 2026 | RAYMOND JAMES | Outperform | — |
| Dec 19, 2025 | RAYMOND JAMES | Outperform | — |
| Dec 18, 2025 | RAYMOND JAMES | Outperform | — |
News briefing
No generated briefing is available yet.
Yahoo · Oct 1, 2026
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Fiserv, the undisputed heavyweight of community banking payment technology, has finally turned on its digital asset plumbing. After a period of silence following the departure of CEO Michael Lyons and a void in the Q2 SEC filings, the market assumed the project had withered. But actually, the Fiserv Digital Asset Platform went live on October […]
Yahoo · Oct 1, 2026
Fiserv’s stablecoin system starts
The mega processor’s system for hosting digital currencies is up and running, with North Dakota’s stablecoin the first digital asset to go live.
Yahoo · Sep 22, 2026
VersaBank Significantly Expands Addressable Market for Structured Receivable Program in the U.S. with Launch of Funding to Small Business Sector
London, Ontario--(Newsfile Corp. - September 22, 2026) - VersaBank (TSX: VBNK) (NASDAQ: VBNK) (or the "Bank") today announced that, as the next step in the ramp up of its Structured Receivable Program ("SRP") in the United States, it has significantly expanded the addressable market for its SRP in the U.S. through the launch of its SRP, including its groundbreaking Real-Time SRP, to point-of-sale originators of small business loans and leases. Prior to the launch of the SRP for the small...
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